Realtor® Secure Transaction is your place to discover, access and master the essential tools for a modern, efficient and secure transaction.
Transaction management and forms software with all the must-have features, including current statewide contracts, local forms, and more.
Transaction Products zipForm® Edition Service Providers Forms Libraries Transactions, zipForm® Edition SupportFree advice to help you understand the form you're using with Forms Tutor® and identify which form you need for your transaction with Forms Advisor™
Coming Soon - Glide offers a fast, simple, and safe way to transact, combining forms, e-signatures, collaboration and compliance into a single user-friendly solution.
C.A.R. Standard Forms are developed by the C.A.R. Legal Department which gathers input from real estate professionals and attorneys to create user-friendly, comprehensive, and dependable forms.
Advice, Support and materials to improve your transactions.
Transaction Tools Support Register for FREE Training WebinarsYour one-stop-source for real estate products, forms, education, high-tech tools and more
Everything you need for a successful property management & leasing business
Download the latest C.A.R. mobile apps, including CARmojies & Stickers, C.A.R., Legal Hotline, CA REALTOR® EXPO, and zipForm Mobile.
Help potential buyers open the door to home-ownership by searching from over 400 available down payment assistance programs throughout California.
Forms, guides and other legal materials that may be used due to the spread of the Covid-19 strain of the coronavirus.
Legal articles, many in question and answer format, are currently available on over 150 subjects in 50-plus categories.
All Legal Q&AsPlain-English explanations for every paragraph in the RPA that you can send to your buyers and sellers. REALTORS® can use it too!
6 charts show REALTORS ® what needs to be disclosed and to whom in various sales and lease scenarios.
Sales Disclosure Chart
C.A.R.’s Legal Live Webinars are online presentations conducted by C.A.R. attorneys on the first Tuesday of every month. Hear about legal developments and answers to common questions. Watch live or from a recorded post. Legal Live Webinars are offered as a free member benefit.
The Legal Matters Podcast is the official podcast of the California Association of REALTORS® Member Legal Services Department.
If you're a member looking to resolve a minor dispute or communication issue with another REALTOR®, a C.A.R. ombudsman may be able to help!
Your lifeline to the lending community formerly known as the Finance Helpline and Mortgage Rescue™. Find contacts and answers to all mortgage related questions, and problems that arise in your real estate transaction. Get assistance today!
Lending ResourcesLooking for additional assistance? The Customer Contact Center is looking forward to serving you Monday through Friday between the hours of 8:30 a.m. and 4:45 p.m.
The C.A.R. Real Estate Mediation Center for Consumers has mediators available to assist buyers and sellers (as well as other parties to real estate transactions) in resolving their disputes.
Did you know that for zero dollars and zero cents, you can speak with an attorney about your transaction? If you don't believe us, check it out yourself.
Lender Contacts by Name , Product and Region
GSE's (Government-Sponsored Enterprise) - FHFA (Federal Housing Finance Agency)
FHFA Announces Fannie Mae and Freddie Mac Conforming Loan Limits for 2019
Government and Other Lending and Resources
Federal Level
- FHA (Federal Housing Administration) - HUD (U.S. Department of Housing and Urban Development) - USDA (U.S. Department of Agriculture)
- (for FHA & USDA Home Loans)
- VA (U.S. Department of Veteran Affairs)
- Making Home Affordable (MHA)
- Neighborhood Assistance Corporation of America (NACA)
- CFPB (Consumer Financial Protection Bureau)
- FICO - Credit Information
State Level
Banks, Lending Institutions and Servicers
- American Financial Network - Production
- Bank of America - Production
- Bank of the West - Production
- Chase - Production
- Commerce Home Mortgage - Production
- Citibank
- Empire- Production
- EverBank - Production
- Freedom- Production
- Green Tree
- Guaranteed Rate - Production
- Guild Mortgage - Production
- Homebridge Financial - Production
- loanDepot - Production
- Movement Mortgage - Production
- Nationstar - (Mr. Cooper)
- New American Funding - Production
- Ocwen
- PHH Mortgage
- Shellpoint Mortgage Servicing
- Union Bank - Production
- US Bank
- Wells Fargo - Production
- Other Lending - Production
(For MLO's, Construction, and Land)
If you do not yet have a lender or if you do not intend on using your lender for this particular transaction, please see our Lender Suggestions.
Please be advised that you are not required to obtain a loan from or to seek services from the Lenders suggested herein (“Suggested Lenders”). The Suggested Lenders are merely suggestions and they are not in any way supported or endorsed by C.A.R. The Suggested Lenders have agreed to provide a certain service level in answering your questions. C.A.R. has not paid and will not pay the Suggested Lenders any compensation whatsoever for the level of service they have committed to providing. The Suggested Lenders will not pay C.A.R. or its members any referral fee or any other thing of value for being a Suggested Lender. The Suggested Lenders are presented to you without any representation or warranty whatsoever regarding the quality of their services. C.A.R. disclaims any and all liability related to the services provided by the Suggested Lenders
Please be advised the list of Suggested Lenders may be amended at any time without notice. By clicking on this link, lender suggestions, you hereby acknowledge, understand and accept all of C.A.R.’s disclaimers herein.
If you would like further assistance, please follow the link below or email us at financehelpline@car.org with your name, phone number, email address, address of property, the lender in question (if applicable) and a brief description of your concern.
If you would like further information on how to become a Suggested Lender, please emails us at financehelpline@car.org with "Interested in being a lender" in the subject line and provide your programs and contact information, thank you.
Please feel free to visit the Mortgage Rescue™ 's Relevant News & Articles, Tools You Can Use, Finance Q&As, Down Payment Assistance, Finance Webinars, Financial Literacy, Additional Resources and Contact Us page(s) for more helpful information.
